Dear Mayor Nanes and State College Borough Council: I am a resident of the Borough of State College. Please find this letter in response to the meeting held on November 20, 2023. I commend the Council for withdrawing from consideration Resolution 1371. This decision, guided by a principle of “do no harm,” was a prudent …
Our family enjoyed a few weeks of vacation on Bornholm. As we were milling around, a handful of ideas for future blogposts occurred to me; I also took tons of photographs. I thought I would share some of these pictures, and summaries of potential blogposts, here. Bornholm is a small island in the Baltic Sea, …
If the cell is the basic unit of life – the living tool that forms the organism – then what is it “designed” to do? Well, first it has evolved to be autonomous, to survive as an independent living unit. This autonomy depends, in turn, on organization – on the cell’s interior anatomy. A cell …
And you may find yourself living in a shotgun shackAnd you may find yourself in another part of the worldAnd you may find yourself behind the wheel of a large automobileAnd you may find yourself in a beautiful house, with a beautiful wifeAnd you may ask yourselfWell…How did I get here? David Byrne, Once In …
Things in State College are good. I have previewed on this blog that I am establishing a new advisory firm, in addition to my consultancy with ThorCo. My partner and I have been adding some nice clients and are pleased to see the pipeline full from our own relationships and referrals from past clients and …
While business people generally know the fourth quarter of every year as “Q4,” health benefits professionals, in particular, observe a disproportionate share of work during this period that probably seems most analogous to the workload of a CPA as April 15 approaches. When you consider Q4 as the renewal months of November, December, and January, …
I woke up this Labor Day thinking about the good fortune conferred on those of us living in the developed world. As an American, I am grateful for the good fortune to be born in New Jersey, to live in Pennsylvania, and have the opportunity to raise our children in a nice community and school …
I love the business of insurance brokerage and employee benefit advisory. I wrote a blog post about it here. Even though I stepped away from agency leadership last year, as I relayed here, I continue to consult with some employers, insurance agencies, and other organizations (e.g. biotechnology firms). But, I miss being “in the mix” …
We enjoyed a lovely trip to Denmark this summertime. I wanted to share some photos but have been delayed due to some travel detours, etc. We arrived in DK on a trip we planned about a year earlier. We were sad to miss the companionship of friends, who were unable to join due to an …
An important part of my business between 2010 and 2017 was pension advisory. The role of an advisor to plan sponsors was evolving as regulatory reforms were placing employers under higher scrutiny as ERISA fiduciaries. Questions that retirement services professionals had to consider included: “What should our process look like for investment selection and monitoring?” …